190 Ray St, Manchester, NH 03104

$684,900
5
BD
3,307
SqFt

Show Photos

Verify your account to unlock exclusive photos, mortgage tools, and more.

Listing courtesy of Mark Lynch from RE/MAX Synergy. (Cell: 603-233-7744)

List Price
$684,900
Status
ACTIVE UNDER CONTRACT
Price Change
▲ $35,000 1785013138
MLS#
5100708
Subtype
Residential Income
Style
Colonial
Year Built
1870
Bedrooms
5
Full Baths
3
Living Area
3,307
Lot Size
7,841
Acres
0.18

Property Description

Opportunity knocks with this well-maintained three-family property located in Manchester's desirable North End, offering the perfect blend of immediate cash flow and long-term investment potential. Featuring two spacious 2-bedroom, 1-bath units and one 1-bedroom, 1-bath unit, all three apartments are currently occupied with month-to-month leases, providing flexibility for investors or owner-occupants alike. Current rental income totals $5,400 per month ($64,800 annually), with separate utilities allowing tenants to pay their own heat, hot water, and electricity. Built in 1870 with classic Colonial charm, the property offers over 3,300 square feet of finished living space and features hardwood, laminate, and carpet flooring, public water and sewer, natural gas and oil heat, plus off-street parking. Conveniently located just minutes from downtown Manchester, schools, hospitals, shopping, restaurants, and major commuter routes, this is an ideal addition to any investment portfolio or a fantastic opportunity to offset your mortgage with rental income. Whether you're looking to expand your portfolio or purchase your first multi-family property, 190 Ray Street delivers strong income, an excellent location, and tremendous upside. Don't miss your chance to own this solid North End investment.

Additional Information

Exterior Features
Garden, Natural Shade, Storage
Taxes
$8,065
Property Description
Colonial
Zoning
Res
Flooring
Carpet, Hardwood, Laminate
Heating
Natural Gas, Oil
Air Conditioning
Window/Wall
Levels
Three Or More
Roof
Asphalt
Foundation
Fieldstone
Parking Features
On Street

Mortgage Calculator

Amount of Loan
Annual Interest Rate
%
Term of Loan
Years

Does not include any taxes or fees.
Please consult a financial professional.
Calculator source: Real Geeks

board logoCopyright 2026 PrimeMLS, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this display comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated .